Why the price is in Xanax
Pro costs 20 Xanax per month and Platinum 1 Xanax per fifteen days. Neither is priced in dollars, and that is deliberate.
Paying with an in-game item means you never hand payment details to a third-party tool. There is no card on file, no subscription to cancel through a payment processor, and nothing to charge back. You send items in game, the same way you would pay any other player, and access is credited.
It also keeps the price honest across the player base. A fixed dollar price is trivial for a player in one country and significant for a player in another. Xanax costs the same effort to everyone: it is earned in game, and its market value floats with the game economy rather than with exchange rates.
The practical consequence is that upgrading costs you time in Torn rather than money out of your bank. A faction that runs organised crimes or travel routes typically covers a month of Pro from a fraction of one day's income.
How the three tiers divide up
The split is not arbitrary, it follows what each feature costs to run.
Free covers everything that reads data already being collected: activity tracking, member lists, profiles, territories, applications, recruitment. Adding a free account costs almost nothing, so there is no trial clock and no feature that expires.
Pro covers what needs many more API calls per faction per day and far more stored history: full personal stats with trends, war intelligence built by iterating attacks, spy data aggregation, and monitoring factions other than your own. It is billed per faction, not per member, so every officer in an upgraded faction gets it.
Platinum is separate rather than a higher rung, because it is personal rather than faction-wide. It covers stock market tracking and price alerts for you as an individual, which is why it is billed to you and priced per fifteen days.
What happens when access lapses
Nothing is deleted. When a Pro month runs out the faction returns to the free tier and the Pro views stop rendering, but the history collected while you were upgraded stays in place. Upgrade again later and it is all still there rather than starting from zero.
There is no automatic renewal, precisely because there is no payment method on file. That cuts both ways: nothing charges you unexpectedly, and nothing keeps you upgraded if you forget. Access simply lapses.
Worth knowing before you decide: most factions do not need Pro. If you are not running ranked wars, the free tier genuinely covers the day-to-day, and the honest recommendation is to run on it for a few weeks first and upgrade when you hit a specific wall rather than in advance.
Before you upgrade
Two things are worth checking. First, that your faction actually has an API key with the permissions the Pro features need: some data is gated behind Access-Anything on the key holder's side, and a Full Access key is not the same thing. Second, that you are the faction owner or an admin here, since upgrading applies to the faction rather than to an individual account.
The Pro page explains what the war and stat tooling actually does with that data, and the Platinum page covers the stock alerts.